A settlement fund of $12.5 million has been agreed in a class-action lawsuit against Cash App’s parent company, Block, Inc., over allegations that it allowed unsolicited promotional “invite” texts to be sent to residents of Washington state without proper consent. The settlement resolves claims under the Washington Commercial Electronic Mail Act and Consumer Protection Act. Individuals who received certain referral texts during the relevant period may be eligible to make a claim.
Why It Matters
- Even if you were not a user of Cash App, you may be eligible if you simply received an unsolicited referral text between certain dates while living in Washington.
- The settlement highlights the importance of consent in digital marketing and text message communications.
- While the per-person payout is modest, many people overlook these kinds of settlements — so checking eligibility could be worthwhile.
Eligibility: Who Can Claim?
Here are the key eligibility criteria for this settlement:
-
You must have been a resident of Washington state at the time the texts were sent.
-
You must have received at least one unsolicited referral/promotion text message from Cash App (or through its “Invite Friends” feature) in the period from November 14, 2019 through August 7, 2025.
-
You must not have given clear, affirmative prior consent to receive such texts.
-
You do not necessarily need to have been a Cash App user or have an account — the key is that you received the message.
-
Exclusions: Employees of Block, Inc. and related parties may be excluded; if you explicitly opted-in to receive the message, you may not qualify.
How to Claim & Payment Details
Filing a Claim
-
A claim form must be submitted (by the deadline) to the designated settlement administrator.
-
You’ll typically need to provide:
-
The phone number that received the text message.
-
Your name, contact details, and proof that you resided in Washington during the relevant period.
-
Any available documentation of the message (if you have it).
-
-
Claiming can usually be done online or by mail depending on the administrator’s instructions.
Payment Timeline & Amounts
-
The total fund is $12.5 million; after administrative and legal costs, the remainder will be distributed among approved claimants.
-
Estimated individual payment amounts are between $88 and $147, depending on how many valid claims are filed.
-
If fewer people claim, the payout per person tends toward the higher end; if many claimants file, the per-person amount may drop.
-
After final court approval, payments are expected to be issued via check, direct deposit or electronic transfer, depending on how you opted in.
-
Delays are possible due to administrative processing and verification of claims.
Important Deadlines
-
Claim form submission must be on or before the specified deadline (for example October 27, 2025 for this settlement).
-
After the deadline passes, late claims may not be accepted unless approved by the court.
-
If you miss the deadline and still believe you qualify, you may contact the settlement administrator, but eligibility is not guaranteed.
Final Thoughts
If you received an unsolicited referral or promotional text from Cash App while living in Washington state between November 14 2019 and August 7 2025 — and you did not give prior consent — you may well be eligible to claim a portion of the $12.5 million settlement fund.
Be sure to check whether you submitted the claim by the official deadline, track your claim status, and follow the instructions from the settlement administrator for payment. While the payout is modest, it’s a legitimate opportunity.
FAQs-Cash App $12.5M Settlement:
Here are the frequently asked questions about this settlement:
Q1: I live outside Washington state. Am I eligible?
A: No, for this particular $12.5 M settlement you must have been a resident of Washington state when you received the referral text. Outside-state residents are not eligible under this class.
Q2: I never used Cash App. Can I still claim?
A: Yes — you do not need to have been a Cash App user. The key factor is whether you received an unsolicited referral text from Cash App (or via its “Invite Friends” feature) during the relevant period.
Q3: I received a friend’s invite via text but I consented to it — am I eligible?
A: Probably not. Eligibility generally requires that the recipient did not provide clear prior consent to receive the promotional text. If you expressly opted-in or agreed to receive invites, you may be excluded.
Q4: How much will I get?
A: Estimates show payouts between $88 and $147 for approved claimants. The exact amount depends on the total number of claims approved and remaining funds after fees.
Q5: How will the payment be made?
A: Depending on the settlement terms you selected when filing your claim, payment may come via check, direct deposit or electronic transfer. You’ll be notified accordingly by the administrator once your claim is approved.
